![]() Personal finance apps can lend a helping hand here as they make the technical part of goal setting and tracking your progress easier. If you truly want to master the money game-with long term success, then you have to set clear goals and be consistent with your efforts.Īnd to do this, you have to do an honest assessment of your financial targets and how you are going to achieve them. You Can Set Financial Goals and Track Your Progress That way, I no longer worry about missed payments and late fees. As soon as I get the billing statement via email, I either pay it ASAP via GCash or set a reminder on my phone. It’s never been easier to pay your bills-just a few taps and swipes and you’re good to go.Īnd with most bills being sent electronically nowadays, you can quickly pay them the moment you get the statement.įor example, I pay bills using GCash. While not exactly categorized as personal finance apps, I consider Lazada, Shopee, GrabFood, and similar shopping/ordering apps as essential to the whole “save more money” strategy.īecause these apps allow you to buy stuff at cheaper prices, lets you skip going to the mall/physical store (saves on gas/fare), give you access to a wider range of options, and lets you save even more via promos and free shipping offers. Need to Buy Something? Whip out Your Phone It takes the effort out of the equation, and when something is easy, we’re more likely and motivated to do it. Personal finance apps play an important role in implementing frictionless personal finance systems. Who do you think is more likely to miss it? Compare that with someone who has to visit the bank to deposit his savings. It works because there’s literally zero effort required. They say the success of a habit relies not on motivation, rather, on the system created to implement that habit.įor example, the most successful savers I know are the ones who have their banks automatically deduct a small portion of their income upon hitting their accounts. ![]() What used to take a good hour to complete can now be done within a commercial break for Ang Probinsyano. The entire process took about 5 minutes tops.Ī few years ago I had to schedule my trip to the Bayad center, taking into consideration the time of day when there are likely fewer people there. Yesterday, I paid my credit card bill with my 1-year old son watching curiously while I carried him on my left arm. Pay Bills at the Comfort of Your Own Home How exactly do finance and money apps help? Here are a couple of examples. Over to You Benefits of Using Personal Finance AppsĪt the core of the following list of benefits lies a common theme: Using these apps saves you time, money, and effort.Best Personal Finance Online Tools (for Taxes) in the Philippines.Best Money Transfer & Remittance Apps in the Philippines.Best Online Lending Apps in the Philippines. ![]() MayBank ISave (accessible via MayBank2U app).BDO Online Banking and BDO Personal Banking App.Best Mobile Banking Apps in the Philippines.Best Product Comparison Sites in the Philippines.Best Bill Payment Apps in the Philippines.Best Money Saving Apps in the Philippines.Best Wealth Management & Investing Apps in the Philippines. ![]() My Ipon Challenge – Piggy Bank & Savings App.Wallet – Money, Budget, Finance, & Expense Tracker.Benefits of Using Personal Finance Apps. ![]()
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